Skate Park House / LEVEL Architects

first_imgShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/270236/skate-park-house-level-architects Clipboard 2011 Mixed Use Architecture “COPY” Area:  149 m² Year Completion year of this architecture project Year:  Photographs Skate Park House / LEVEL ArchitectsSave this projectSaveSkate Park House / LEVEL Architects “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/270236/skate-park-house-level-architects Clipboard Architects: LEVEL Architects Area Area of this architecture project Japan ArchDaily CopyMixed Use Architecture, Skatepark, Houses•Tokyo, Japan Save this picture!© Kojima Junji+ 22 Share Photographs:  Kojima JunjiText description provided by the architects. The owners of this house, a young married couple, made a special request in regards to the design of their house, located in a quiet residential neighborhood in Shibuya ward. They wanted both a skateboard park and a piano rehearsal room to reflect their own individual interests.Save this picture!© Kojima JunjiThere was no need for a car park on the site, so to take advantage of space a private entrance courtyard was designed. The sliding glass panels of the first floor open up onto this enclosed area and allows for the workshop and studio to expand outwards. The studio has a skateboard bowl imbedded into the floor with multiple angles for plenty of different interaction.Save this picture!© Kojima JunjiThe piano room, located at the back of the studio, is raised about 2 feet from the ground to help with the sound-proofing of the room as well as creating an inherent stage performance space. When the doors open up onto the studio, the expanded space with the bowl transform into guest seating and completely changes the atmosphere from a mere practice room to a public concert hall.Save this picture!© Kojima JunjiThe main living and dining space utilizes a similar concept of half-level changes to both separate and combine programs across the second story. Ceiling height difference and material difference emphasizes and creates the boundary for the rooms. Another form of connecting the spaces throughout the entire house was to have light be present throughout the entire residence. To accomplish this a large light fixture was installed into the ceiling of the staircase, flooding it with light which not only spills onto all the different levels, but reaches all the way to the first floor as well.Save this picture!© Kojima JunjiThe top level is an all-private Master Suite. In order to create that break from the lower levels, the scale of the materials has been increased. The many overlapping layers of the floorboards create an ambiguous break between the rooms. This gradual transition from room to room throughout the entire floor creates a more open feel to the suite level. Materialistically, both old and new floorboards are utilized. The purpose is not to have each material contained to its space, but to have them spread out past those boundaries to emphasize the cohesiveness of the entire floor. The balcony, imagined as an interior garden, is not seen as a transition space, but more a space for pause, in conjunction with the bathroom or the bedroom. It is the area most disconnected from the rest of the suite materialistically, without the overlapping and bleeding of boundaries, and so is treated as the resting spot of the top floor. Save this picture!PlansProject gallerySee allShow less’Harry Seidler: Architecture, Art and Collaborative Design’ ExhibitionArticlesAxiom Town Headquarter Complex / MBAD Arquitectos + X ArchitectsArticles Share Skate Park House / LEVEL Architects Projects CopyAbout this officeLEVEL ArchitectsOfficeFollowProductsGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsMixed Use ArchitectureSports ArchitectureRecreation & TrainingskateparkResidential ArchitectureHousesDabasHousesTokyo3D ModelingJapanPublished on September 07, 2012Cite: “Skate Park House / LEVEL Architects” 07 Sep 2012. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogSinkshansgroheBathroom Mixers – Metropol ClassicVinyl Walls3MVinyl Finish- DI-NOC™ Glass FinishPartitionsSkyfoldWhere to Increase Flexibility in SchoolsMetal PanelsDri-DesignMetal Panels – Painted AluminumStonesCosentinoDekton® Surfaces – Chicago 444Exterior DeckingLunawoodThermowood DeckingWoodBruagAcoustic Panels with LEDWindowsOTTOSTUMM | MOGSWindow Systems – CPXPanels / Prefabricated AssembliesULMA Architectural SolutionsHexapent Facade PanelDoorsRabel Aluminium SystemsMinimal Folding Door System – Rabel 3710 Super ThermalWall / Ceiling LightsLuminisCeiling Surface Lights – HollowcoreBenches / TablesUrbaStyleConcrete Bench – BoomerangMore products »Save想阅读文章的中文版本吗?滑板公园住宅 / LEVEL Architects是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! 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Summer House in Dalarna / Leo Qvarsebo

first_img Year:  2014 Summer House in Dalarna / Leo Qvarsebo “COPY” Sweden Summer House in Dalarna / Leo QvarseboSave this projectSaveSummer House in Dalarna / Leo Qvarsebo Photographs:  Courtesy of Leo QvarseboConstruction:Catherine CarrickCarpenters:Leo, Elias, Robert, Hanna, Karl, Linnea, Mattias Granwald, Tobbe, PappaDeveloper:Leo Qvarsebo, Mattias GranwaldCity:Hedemora ÖCountry:SwedenMore SpecsLess SpecsSave this picture!Courtesy of Leo QvarseboRecommended ProductsWindowsOTTOSTUMM | MOGSWindow Systems – BronzoFinestra B40Enclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornWoodParklex International S.L.Wood cladding – FacadeDoorsSky-FrameInsulated Sliding Doors – Sky-Frame ArcText description provided by the architects. The requests in this project are obvious yet challenging: Cooking outdoors and indoors. A quiet reading area and a bedroom beneath the stars. All three requests has each been associated with a bay window and then superposed under a roof that turns into a terrace in front of the house. In total there are 8 rooms including two huts, three terraces, 8.5 meter ceiling on a total surface of about 85 sqm.Save this picture!Courtesy of Leo QvarseboThe project is struggling with an almost contradictory problem; the plot is almost too simple. Views, sun, sea and cow pasture lies to the south. To the north a dense forest. In addition, the plot is completely flat and lacks trees as it was former was a cow pasture. Exploiting the view is obvious but architecture should deal with more than that and let its inhabitants be able to interact with their environment.Save this picture!SectionSave this picture!Courtesy of Leo QvarseboSave this picture!SectionThe house is a bit like a treehouse for adults. The climb to the top via several levels and offers both view and privacy. From each level of the house you can see up to the next, creating a curiosity to continue to climb and once you´re up, the view is breathtaking.Save this picture!Courtesy of Leo Qvarsebo The house is made of wood from inside to the outside. Inside, the ceiling, walls and floors covered with plywood from a closed puzzle factory. Doors and windows are second hand findings and furniture are built on site of plywood. The frame is made of wooden beams forming an A from the foundation to the top. Roof and walls are made from Swedish pine.Save this picture!Courtesy of Leo QvarseboProject gallerySee allShow lessShortlist Announced For 2015 RIBA North West AwardsArchitecture NewsTrinity Long Room Hub / Mccullough Mulvin ArchitectsSelected Projects Share Architects: Leo Qvarsebo Area Area of this architecture project 2014 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/608796/summer-house-in-dalarna-leo-qvarsebo Clipboard “COPY” Area:  90 m² Area:  90 m² Year Completion year of this architecture project Year:  Houses Save this picture!Courtesy of Leo Qvarsebo+ 23 Share Photographs CopyHouses•Hedemora Ö, Sweden ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/608796/summer-house-in-dalarna-leo-qvarsebo Clipboard ArchDaily Projects CopyAbout this officeLeo QvarseboOfficeFollowProductsWoodGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHedemora ÖHousesSwedenPublished on March 16, 2015Cite: “Summer House in Dalarna / Leo Qvarsebo” 16 Mar 2015. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogSinkshansgroheBathroom Mixers – FocusGlass3MInterior Finishes at U.S. Bank StadiumPartitionsSkyfoldMarkerboard Finish for Folding WallsFiber Cements / CementsSwisspearlFiber Cement Cladding Panels in B66 Business CenterMembranesEffisusFaçade Protection – Breather+Metal PanelsSculptformClick-on Battens in WestConnex M8 JunctionPanels / Prefabricated AssembliesBruagBack-Ventilated Facades – CELLONTiles / Mosaic / GresiteMargresPorcelain Tiles – Linea CosmosGlassDip-TechCeramic Printing for Public TransportationAcousticSchöckStaircase Insulation – Tronsole®Porcelain StonewareApavisaSlabs – Wild ForestBulbs / SpotsAmbiance LumiereLighting – ZetaMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

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Regency Dormer / Konishi Gaffney Architects

first_img Contractor: Projects Photographs “COPY” CopyAbout this officeKonishi Gaffney ArchitectsOfficeFollowProductsWoodStone#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentExtensionEdinburghUnited KingdomPublished on April 18, 2015Cite: “Regency Dormer / Konishi Gaffney Architects” 18 Apr 2015. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogSinkshansgroheBathroom Mixers – FocusGlass3MInterior Finishes at U.S. Bank StadiumPartitionsSkyfoldMarkerboard Finish for Folding WallsFiber Cements / CementsSwisspearlFiber Cement Cladding Panels in B66 Business CenterMembranesEffisusFaçade Protection – Breather+Metal PanelsSculptformClick-on Battens in WestConnex M8 JunctionPanels / Prefabricated AssembliesBruagBack-Ventilated Facades – CELLONTiles / Mosaic / GresiteMargresPorcelain Tiles – Linea CosmosGlassDip-TechCeramic Printing for Public TransportationAcousticSchöckStaircase Insulation – Tronsole®Porcelain StonewareApavisaSlabs – Wild ForestBulbs / SpotsAmbiance LumiereLighting – ZetaMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Regency Dormer / Konishi Gaffney ArchitectsSave this projectSaveRegency Dormer / Konishi Gaffney Architects Save this picture!© Alan Craigie+ 11 Share Houses 2013 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/620782/regency-dormer-konishi-gaffney-architects Clipboard CopyHouses, Extension•Edinburgh, United Kingdom 2013 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/620782/regency-dormer-konishi-gaffney-architects Clipboard photographs:  Alan CraigiePhotographs:  Alan Craigie ArchDaily Architects: Konishi Gaffney Architects Year Completion year of this architecture project Year:  Regency Dormer / Konishi Gaffney Architects Year:  “COPY” Zinc:Artisan RoofingEngineer:Burnt Siena StructuresCity:EdinburghCountry:United KingdomMore SpecsLess SpecsSave this picture!© Alan CraigieRecommended ProductsWoodStructureCraftEngineering – Architectural & FreeformMetallicsTECU®Copper Surface – Classic CoatedWoodEGGERWood-based materials in EGGER HeadquartersWoodAccoyaAccoya® CanalsText description provided by the architects. The project was to extend a small 1st floor flat into the loft and create a new bedroom with dormer. A simple brief complicated only by the lack of headroom in the loft, the client’s design ambition and conservative planning rules in this conservation area of Edinburgh.Save this picture!© Alan CraigieThis street has the densest concentration of listed buildings in Portobello (54 in 120m). The planners were resistant to the idea of a dormer in this location at all but following long negotiations a rear dormer was conceded. We then made a case for a low profile, long dormer, more than twice as long as is normally permitted, because this had less visual impact than a dormer located near the eaves.Save this picture!First Floor PlanSave this picture!© Alan CraigieSave this picture!Floor PlanThe project allowed a west facing picture window with an unusual view. It is clad in anthracite zinc by French artisans and includes an idiosyncratic splay to let afternoon light in, a fixed glass pane and a timber door for ventilation.Save this picture!© Alan CraigieProject gallerySee allShow lessHow Subvert Studio Proposes To Revive a Renowned Lisbon LandmarkArticlesGroup Exhibition at the Frac Centre to Explore the History of the ReliefEvent Share United Kingdom Gloss Projectslast_img read more

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Simpatia Apartment / Estúdio Penha

first_img Simpatia Apartment / Estúdio Penha “COPY” CopyApartments, Renovation•Jardim das Bandeiras, Brazil Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/923430/simpatia-apartment-estudio-penha Clipboard Save this picture!© Alexandre Disaro+ 23Curated by Martita Vial della Maggiora Share Year:  “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/923430/simpatia-apartment-estudio-penha Clipboard Architects: Estúdio Penha Area Area of this architecture project Brazilcenter_img Area:  398 m² Year Completion year of this architecture project Photographs:  Alexandre Disaro Manufacturers Brands with products used in this architecture project ArchDaily Photographs 2018 Apartments Simpatia Apartment / Estúdio PenhaSave this projectSaveSimpatia Apartment / Estúdio Penha Manufacturers: REKA, Casa Franceza, Jf Móveis, LG2 Engenharia, Labluz, Museu do azulejo, Nicla, UniflexInterior Design Project:Estúdio PenhaLumino Technical Project:Estúdio PenhaEngineering:Potentia EngenhariaInternal Area:120.00 m²External Area:278.00 m²Architecture Project:Estúdio PenhaProject Team:Vitor Penha, Veronica Molina, Eloisa MarçolaCity:Jardim das BandeirasCountry:BrazilMore SpecsLess SpecsSave this picture!© Alexandre DisaroRecommended ProductsWoodAccoyaAccoya® Cladding, Siding & FacadesSkylightsLibartSolaGlide Inclined Retractable SkylightWoodGustafsWood Veneered Wall & Ceiling PanelsSkylightsVELUX CommercialLonglight 5-30° – Modular SkylightsText description provided by the architects. In a city as big as Sao Paulo, a place where houses increasingly give way to buildings, a couple had the good fortune of finding a ground floor apartment with a gigantic garden. However, the space was narrow, very dark and divided into several smaller rooms. They wanted it to reflect their personalities, prioritizing the connection between the living spaces and the garden, which is basically twice the size of the indoor space.Save this picture!© Alexandre DisaroThe starting point for the design was to explore natural lighting. Walls were demolished to allow for a connected space, and window frame, designed by Estudio Penha, were then incorporated to make room for the light. The privacy is guaranteed by curtains. The same window frame that divides the apartment also separates the bathroom, using patterned glass.Save this picture!PlantaSave this picture!CortesShifting the kitchen to the forefront of the apartment – it used to be on a less privileged corner – was a major decision that granted the necessary integration, for cooking is the couple’s main activity. It highlights the common areas and extends them to the garden. Broadening the rooms and optimizing their use were the goals that guided the design. Save this picture!© Alexandre DisaroThe materials come together to deliver a warm and welcoming environment in this unique apartment: the wood that composes the entire flooring, the hexagonal tiles on the kitchen walls, the eucalyptus pergola. The concrete slab was kept apparent, as well as the electric and hydraulic installations, which were painted white so they would disappear in the background and better reflect the light. In the bathrooms, the white ceramic was chosen to blend into the apartment and the copper pipes give a unique personality to the room.Save this picture!© Alexandre DisaroThe furniture has a special place in the design, for the couple wanted to create space for affective memories, so that each corner has its own history. An apartment full of meaning, where light helps telling each guest a little bit about its dwellers’ lives.Save this picture!© Alexandre DisaroProject gallerySee allShow less12 Madden Innovation & Residential Building / Warren & MahoneySelected ProjectsConcrete Architecture: 20 Outstanding Projects in MexicoArticlesProject locationAddress:Jardim das Bandeiras, São Paulo – SP, BrazilLocation to be used only as a reference. It could indicate city/country but not exact address. Share CopyAbout this officeEstúdio PenhaOfficeFollowProductsConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsRefurbishmentRenovationJardim das BandeirasBrazilPublished on August 24, 2019Cite: “Simpatia Apartment / Estúdio Penha” 24 Aug 2019. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialMetal PanelsDri-DesignMetal Panels – CopperIn architectureSikaBuilding Envelope SystemsExterior DeckingLunawoodThermowood DeckingMembranesEffisusFaçade Protection – Breather+Metal PanelsPure + FreeFormCustom Metal Cladding – Legacy Fund 1 BuildingWood Boards / HPL PanelsInvestwoodWood Fiber Partition Walls – ValchromatDoorsLinvisibileLinvisibile FILO 10 Vertical Pivot Door | BrezzaSkylightsFAKROEnergy-efficient roof window FTT ThermoToilets / BidetsBritexToilets – Accessible Centurion PanMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! 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Teens encouraged to donate their first pint

first_img“We need 400 people to register as new donors every day to maintain the blood supply, for the best chance of keeping hearts pumping. For many reasons it’s vital that young people continue to register and donate – particularly young men and black people – not least because older people become less likely to be able to donate blood.”‘My First Pint’ is part of NCS’s ‘One Million Hours of Doing Good’: a wider pledge to enable up to one million hours for teens to take an active role in helping the country recover post Covid-19. With pubs reopening this month, the National Citizen Service and the NHS have joined forces to encourage teenagers aged 16 and over to sign up to donate their first pint – of blood.The NCS and NHS Blood and Transport’s My First Pint initiative aims to help meet the need for 135,000 new blood donors a year and is specifically calling on young people to ensure a mix of ethnicity and blood groups.For example, an additional 40,000 black donors are needed however only 1.5% of blood donors are currently black but are ten times more likely than white people to have an important Ro blood subtype for treating sickle cell diseases.Teens can register on the NHS ‘Give Blood’ website where they can make an appointment to donate. Registration is open as soon as they turn 16, with the opportunity to donate from their 17th birthday. Donation slots are available five months following registration, and there is also advice on how to give blood during Covid-19.Mark Gifford, NCS Chief Executive, said:“During lockdown, we’ve seen the nation really come together and collectively show their support for the NHS. We want to maintain this momentum and ask less vulnerable teenagers across the country to keep doing good by donating their first pint of blood while potentially saving a life in the process. Teenagers are ready to play a part in rebuilding their local communities and want to help reshape the future post-COVID – this is just one of the many ways they can show their commitment to our ‘One Million Hours of Doing Good’ initiative and demonstrate a ‘No We Can’ attitude.”Mike Stredder, Director of Blood Donation at NHS Blood and Transplant added: Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 Teens encouraged to donate their first pint  486 total views,  6 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 Tagged with: Donated goods NHS  485 total views,  5 views today Melanie May | 10 July 2020 | News About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.last_img read more

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Visit to Dakar during campaign for first round of presidential election

first_img to go further Reports Help by sharing this information Organisation RSF asks Senegal to amend its new press law News January 8, 2021 Find out more November 27, 2020 Find out more Receive email alerts Follow the news on Senegal Newscenter_img Reporters Without Borders began a five-day visit to Senegal yesterday with the aim of monitoring the level of freedom of information and the media’s behaviour during the campaign for the first round of the presidential election on 26 February. A “Mission Diary” will be available during the visit at this Internet address : http://journalmission.rsf.orgThe visit is being conducted by Ambroise Pierre, the head of the Reporters Without Borders Africa Desk, who arrived in Dakar yesterday morning. He is due to meet government officials and journalists during his stay, and will visit news media to discuss their campaign coverage strategy with their editors. He will evaluate the level of freedom of expression and information, assess whether the various political parties are getting equal access to the media, and question candidates about respect for freedom of information.The mission diary does not aim to be a constantly updated blog but entries will be posted as often as possible. It will allow the reader to follow Reporters Without Borders’ week in Dakar, its meetings, the way the media are covering the campaign, and any obstacles journalists encounter in their work.“This presidential election is an important period in Senegal’s political and democratic life,” Reporters Without Borders said. “Since the middle of last year it has been clear from the discussions about the validity of the incumbent’s participation and the opposition to his candidacy that this election would be accompanied by a great deal of tension.“We deplore the incidents that have affected the media during the past three weeks and we ask that journalists be allowed to work freely and without fearing for their safety. We are here to demonstrate our solidarity with Senegal’s journalists, to monitor the media’s election coverage and to stress the need for strict professionalism on the part of the media during the election.”More information (only in French) at: http://journalmission.rsf.org News RSF decries exceptional press freedom violations in Senegal February 14, 2012 – Updated on January 20, 2016 Visit to Dakar during campaign for first round of presidential election RSF_en SenegalAfrica March 5, 2021 Find out more The 2020 pandemic has challenged press freedom in Africa SenegalAfrica last_img read more

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Five things you need to know today, Jan. 19

first_img WhatsApp Twitter Facebook Twitter Local News Five things you need to know today, Jan. 19 Pinterest UTPB Falcons’ Daeshon Francis (5)drives to the basket against Texas A&M Commerce’s Reggie Reid (1) and Srdan Budimir (4) during the first half Thursday night in the Falcon Dome. Previous articleSULLUM: Federalists can’t support a cannabis crackdownNext articleOPD: Man arrested after pushing wife out of moving vehicle admin RELATED ARTICLESMORE FROM AUTHOR Pinterest Facebookcenter_img Take a look at the news in and around Odessa on Friday, Jan. 19. Find complete local news coverage in the Odessa American every day, online at oaoa.com and our daily E-Edition at myoaoa.com.1. The City of Odessa is still fighting to withhold records showing whether the legal assistant who filed a federal sexual harassment complaint against the city attorney received taxpayer money as part of a settlement.2. Nearly six dozen Oncor trucks are expected to reaching the northern shore of Puerto Rico on Friday morning, in a coordinated effort to restore power to the island following Hurricane Maria.3. Odessa Police, with the help of the U.S. Marshals Service and the Department of Public Safety, apprehended a New Mexico fugitive suspected of a homicide Wednesday.4. Local celebrities from around Odessa and Midland have agreed to get up and dance in front of hundreds of people — not for any mere prize, but to raise money for a cause.5. IN SPORTS: The No. 11 UTPB men’s basketball team beat No. 10 Texas A&M-Commerce 64-63 to put the Falcons back on top of the Lone Star Conference standings, and earn UTPB its second win over top-10 team this season at home. 2021 SCHOOL HONORS: Permian High School Home Local News Five things you need to know today, Jan. 19 By admin – January 19, 2018 WhatsApp ECISD undergoing ‘equity audit’ OC employee of the year always learning Slap Your Mama It’s So Delicious Southern Squash CasseroleFruit Salad to Die ForVirgin Coco MojitoPowered By 10 Sec How to Unclog a Drain NextStay last_img read more

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Delinquencies and Home Equity

first_img Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Urban Institute’s Housing Finance Policy Center released its monthly chartbook, revealing an expanding housing market with rising equity, a low share of adjustable-rate mortgages (ARMs), and a continuing rise in the presence of nonbank mortgage loan originators. Growing household equity is amplifying the value of the housing market. As of the first quarter of 2018, total household equity stood at a record high of $15.7 trillion, the Urban Institute reported according to data from the Federal Reserve. Meanwhile, debt and mortgages held steady at $10.6 trillion. Mortgage loans continue to perform well. The hurricanes in the second half of 2017 led to a spike in serious delinquencies, bringing them to 1.72 percent. However, as of the first quarter of this year, serious delinquencies were down to 1.45 percent, and 1.16 percent of loans were in foreclosure. The total value of the housing market is up 10 percent from its pre-crisis peak reached in 2006, now at $26.4 trillion, according to the report. Taking a look at the composition of the mortgage market, the Urban Institute found agency mortgage-backed securities accounted for 59.3 percent; unsecuritized first liens at the GSEs, commercial banks, savings institutions and credit unions accounted for 30.1 percent; private-label securities accounted for 4.9 percent; and second liens claim the remaining 5.7 percent of the market. With interest rates on the rise, first lien originations dropped 16 percent over the year in the first quarter, totaling $380 billion. When it comes to the types of mortgages fixed-rate mortgages continue to dominate the purchase market while ARMS claim just a meager market share. As of May 2018, 30-year fixed-rate mortgages accounted for 89.0 percent of new purchase loan originations, while ARMs made up just 5.6 percent of new originations. While this disparity has been the trend of late, the Urban Institute pointed out this wasn’t always the case. During the peak of the housing bubble in 2005, ARMs made up 52 percent of new originations. In 2009, they plummeted to just 1 percent of the market. They climbed back to 12 percent in December 2013 before declining to today’s 5.6 percent. Moving forward, “We would expect the ARM share to remain low as long as mortgage rates stay relatively low and the yield curve remains relatively flat by historical standards,” the Urban Institute said. Also of note in the monthly chartbook from the Housing Finance Policy Center is the fact that nonbank mortgage originators are continuing to grow and are contributing to an expansion in credit access. Nonbank originations make up more than half of agency volume, according to the Urban Institute, claiming 79 percent at Ginnie Mae, 55 percent at Fannie Mae, and 58 percent at Freddie Mac. Having recently reported an expansion in credit access according to its Housing Credit Availability Index, the Urban Institute reflected that its index reached its highest level since 2013 in the first quarter of this year, and nonbanks are a major contributor to this increase. “Nonbank originators have played a key role in opening up access to credit,” the report noted. While median loan-to-value ratios for nonbanks are similar to those recorded at banks, debt-to-income ratios are higher. However, rising interest rates are contributing to higher debt-to-income ratios among all originators across the board, with the Urban Institute explaining: “Rising DTIs are to be expected in a rising rate environment, as higher rates and usually accompanying higher home prices drive up borrowers’ monthly payments, and the reduction in refinance volumes makes lenders more apt to work a bit harder to get a loan approved for a marginal borrower.”Regardless, credit is still relatively tight, as evidenced by FICO scores on new purchase loans. The bottom 10th percentile of FICO scores stood at 648 in April, up from the low 600s prior to the housing crisis. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles The Best Markets For Residential Property Investors 2 days ago Previous: Michigan Residents Get Foreclosure Relief Next: HUD Approves $1.5B Disaster Aid for Puerto Rico Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and DSNews.com, MReport and theMReport.com. She holds degrees in journalism and art from the University of Georgia. Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post Home / Daily Dose / Delinquencies and Home Equity Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Subscribe 2018-07-30 Krista Franks Brock About Author: Krista Franks Brock July 30, 2018 3,078 Views Share 1Save The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Foreclosure, Headlines, Journal, News Sign up for DS News Daily Delinquencies and Home Equitylast_img read more

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“Akhil Gogoi Led Mob Brushed Aside Noble Concept Of Satyagraha”:Gauhati High Court Rejects His Bail Plea

first_imgNews Updates”Akhil Gogoi Led Mob Brushed Aside Noble Concept Of Satyagraha”:Gauhati High Court Rejects His Bail Plea Sparsh Upadhyay13 Jan 2021 4:05 AMShare This – xThe Gauhati High Court last week rejected the bail plea of peasants’ rights activist Akhil Gogoi, in connection with a case registered against him under Sections 120B, 124A, 153B IPC and Sections 18 (Punishment for conspiracy, etc.) and 39 (Offence relating to support given to a terrorist organisation.) of the UA(P) Act. While noting that Court was unable to record its satisfaction…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Gauhati High Court last week rejected the bail plea of peasants’ rights activist Akhil Gogoi, in connection with a case registered against him under Sections 120B, 124A, 153B IPC and Sections 18 (Punishment for conspiracy, etc.) and 39 (Offence relating to support given to a terrorist organisation.) of the UA(P) Act. While noting that Court was unable to record its satisfaction that the materials brought on record, in all probability, may not lead to (Gogoi’s) conviction, the Bench of Justice Kalyan Rai Surana & Justice Ajit Borthakur remarked, “The call transcripts, which are accompanying the charge-sheet, clearly indicate that the appellant wanted to protest in such a manner which would disrupt all modes of rail and road transport and to paralyze Government machinery not only on other dates, but specifically on the date when the Japan’s Prime Minister was slated to visit the State.” The Court, in clear terms held that the acts of violent protests “were aimed to strike terror in all sections of people in India irrespective of caste creed and religion.” The matter before the Court The appellant (Akhil Gogoi) filed an appeal under section 21 (4) of the National Investigating Agency Act, 2008 challenging the order dated 13th July 2020, passed by the Special Judge (NIA), Assam, Guwahati in Misc. Case No. 18/2020 arising out of Spl. NIA Case No. 2/2020, thereby rejecting the prayer for grant of bail. As per the Charge sheet, the Case against Gogoi is that: He “led violent protests” during the anti-CAA agitation, which were aimed to strike terror in all sections of people in India, irrespective of caste, creed and religion. He Associated with proscribed organization CPI (Maoist), and had sent cadres of KMSS (Krishak Mukti Sangram Samity) to train in Maoist campsConspired, advocate, abetted, advised, the commission of terrorist act (as defined in sec. 15(1)(a)(iii) of UA(P) Act)Gave provoking speeches, promoted enmity between different classes of people on grounds of religion, race, place of birth, residence, language which is pre judicial to maintenance of harmony and caused widespread disharmony and disaffection towards the Government established by the law.Conspired and orchestrated the widespread blockade in the state of Assam, thereby paralyzing the government machinery, causing economic blockade. Provoked the mobs to cause damage to public property and grievous injury to officials on government duty. Court’s observations regarding Gogoi’s role While refraining from drawing interference from the tone and tenor of the speeches made by Gogoi or from seizure of books and literature with Marxist leanings, the Court, however, from the excerpts of statements made by the prosecution witnesses, noted that “it is certain that the appellant has called upon the public to protest.” Significantly, perusing the charge-sheet, which refers to burning of tyres (i.e., use of inflammable substances) by the protestors to cause rail, highway and internal road blockade on being provoked by the appellant, the Court was of the prima facie view that the four factors of clause (a) of subsection (1) of section 15 of UA(P) Act was found to be attracted in the case in hand. Further, having regard to the facts of the case in hand, the Court opined, “The dominant feature of the conspiracy by the appellant was aimed to disrupt the economy of the State by inciting violent protests and using success of total shut-down of one Town to shut down of other Towns and Cities in the entire State.” Based on the materials available on record, the Court was unable to hold that the violent protests throughout the State did not and/or could not have had any terrorizing effect on the harmony of the innocent public at large. Rather, the Court was of the view that on being provoked by Gogoi, as the violent protests by burning of tyres had caused rail, highway and internal road blockade, “the same is sufficient to give rise to a critical law and order situation that as a whole had threatened the security of the State.” Significantly, the Court remarked, “By use of violence, (Gogoi) led mob had brushed aside the noble concept of non- violent protest, which is popularly known as satyagraha and that such conduct of paralyzing the Govt. machinery, causing economic blockade, causing enmity between groups, disruption of public peace an widespread disharmony and dissatisfaction towards the Govt., are acts which are prejudicial for national integration and such acts squarely falls within the definition of ‘terrorist act’ as defined in section 15 of the UA(P) Act.” Also, the Court did not accept the submissions that Gogoi’s strike calls and speeches made by him falls within freedom of speech and expression as guaranteed by Part-III of the Constitution of India. Court’s views regarding the probability of Gogoi’s Conviction As per the analysis made by the Court, it found that the materials on record prima facie disclosed culpability of the appellant and his involvement in the commission of alleged offences as mentioned in the chargesheet. The Court remarked, “It may be mentioned that the Court is conscious of the fact that the duty of the Court at this stage is not to weigh the evidence meticulously but to arrive at a finding on the basis of broad probabilities. Having regard to the requirement of section 43D(5), the Court has made a deep probe into the matter so as to enable it to prima facie arrive at a finding that the materials collected against the appellant during investigation may be sufficient to lead to conviction.” The Court also observed that the duty to protest peacefully must be exercised harmoniously with the right to freedom of speech and expression as guaranteed under Article 19(1)(b) of the Constitution of India and within the restrictions imposed by Article 19(2) in the interest of the State and its citizens. “The act of blocking of the public road, disrupting free flow/movement of essential goods to the public in the State, setting fire to public offices and vehicles in the garb of public protest certainly cannot be termed as peaceful democratic protests in law,” said the Court. In view of the observations made by the Court, the Court came to the following conclusions: – Cadre/ members of KMSS were trained in the use of firearms and explosives The appellant had not only led the protests, but had provoked people to join him and Upon directions issued by the appellant, the supplies essential to life of the community of the Country was disrupted in the State. The appellant’s call was instrumental in violent protests, and damage or destruction to vehicles of military and para-military forces, which were to be used for defence of the Country. Fire caused by burning of inflammable tyres is projected to have caused damage or destruction of public property. As a result of the discussions made by the Court, the appeal failed and the Gauhati HC affirmed the said order noting, “There are sufficient material in the charge-sheet against the appellant, as such, the Court does not find any infirmity in the finding returned by the learned Special Judge (NIA) that there are reasonable grounds for believing that the accusation of commission of offences punishable under Chapter IV and VI of UA(P) Act against the appellant is prima face true.” Lastly¸ the Court said that considering the express bar imposed by section 43D(5) of the UA(P) Act, the appellant couldn’t be released on bail. Case title – Akhil Gogoi v. The National Investigation Agency [Case No. : Crl.A./186/2020] Click Here To Download OrderRead OrderSubscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

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Council urge landowners to make contact on Ten-T project

first_img Twitter Important message for people attending LUH’s INR clinic Nine til Noon Show – Listen back to Monday’s Programme Facebook News, Sport and Obituaries on Monday May 24th Google+ By News Highland – September 3, 2020 Facebook Pinterest Loganair’s new Derry – Liverpool air service takes off from CODA Twitter Google+center_img Pinterest WhatsApp DL Debate – 24/05/21 Previous articleTwo youths arrested following overnight break-ins in LetterkennyNext articleDail hears details of damning report into Gynaecology Services at LUH News Highland WhatsApp RELATED ARTICLESMORE FROM AUTHOR Arranmore progress and potential flagged as population grows Council urge landowners to make contact on Ten-T project AudioHomepage BannerNews Landowners affected by the planned Ten-T project are being encouraged to make contact with Donegal County Council. Earlier this year, route corridors were confirmed for the three sections of the scheme – the Ballybofey Bypass, Letterkenny to Manorcunningham and Manorcunningham to Lifford/Strabane.Residents who will be impacted were also identified.At this stage, the local authority is asking those affected to talk to them about various ancillary works associated with the project and how best to accommodate everyone going forward.Senior Engineer at Donegal County Council with the National Roads Office is Damian McDermott:Audio Playerhttps://www.highlandradio.com/wp-content/uploads/2020/09/TendfdrgdfdfgT1pm-2.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.last_img read more

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